Latest News - Mortgages

LANI General Meeting – Finance Availability in NI – Bell and Co Presentation now available

May 29, 2017

LANI General Meeting – Finance Availability in NI Lani was pleased to welcome William Davey from Fiscus Capital Partners detailing the various options currently available to landlords to raise funds for their portfolio. A copy of the presentation can be found here Bell and Co 2nd Presentation Finance Available If you have any questions regarding…

 Bank of England wants tougher underwriting standards for buy to let landlords

April 14, 2016

Bank of England wants tougher underwriting standards for buy to let landlords The Bank of England’s Prudential Regulation Authority (PRA) has advised that landlords with four or more properties in their portfolio should be subject to tougher underwriting standards. The PRA claims that without a clampdown, lenders expect a gross increase of 20% in buy-to-let…

Government to give the Bank of England Powers relation to the Buy to Let Mortgages.

December 22, 2015

Government to give the Bank of England Powers relation to the Buy to Let Mortgages. Recent news articles reported the Government is almost certainly going to give the Bank of England new powers with regard to BUY to LET mortgages. Mark Carney has already been talking to Financial Times implying that there may soon be…

LANI Representatives invited to attend Repossessions Task Force Conference

November 19, 2014

LANI Representatives invited to attend Repossessions Task Force Conference As mentioned at the General Meeting last week LANI representatives attended this event. We have now received a link to a copy of the key speakers’ presentations – Why not take a look at the key messages that are coming across at these events -these can…

New Landlords: 10 Points to Consider

November 14, 2010

1. Your mortgage/ bank loan. Many mortgage and loan agreements require borrowers to have written consent from lenders before they can rent out property. Make sure to confirm with your mortgage lender that you have consent and get it in writing. 2. Screening tenants Make sure you screen potential tenants, get a deposit and a…